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결제 전환 목표 아키텍처 정의 #1

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docs/architecture/transaction-sequence.md Normal file
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```mermaid
sequenceDiagram
participant User
participant PaymentService
participant Database
participant ExternalService
User->>PaymentService: 결제 요청
PaymentService->>Database: 트랜잭션 시작
alt 정상 흐름
PaymentService->>ExternalService: 결제 처리 요청
ExternalService-->>PaymentService: 결제 성공
PaymentService->>Database: 트랜잭션 커밋
else 외부 실패
PaymentService->>Database: 트랜잭션 롤백
else DB 실패
PaymentService->>Database: 트랜잭션 롤백
end
```