diff --git a/.forge/BAIS-REM-1783820063-attempt-3.md b/.forge/BAIS-REM-1783820063-attempt-3.md
deleted file mode 100644
index 6bdcc5b..0000000
--- a/.forge/BAIS-REM-1783820063-attempt-3.md
+++ /dev/null
@@ -1,3 +0,0 @@
-# BAIS-REM-1783820063-attempt-3
-
-Forge 이슈 작업 브랜치 `forge/BAIS-REM-1783820063-attempt-3`.
diff --git a/pom.xml b/pom.xml
deleted file mode 100644
index d3c96cb..0000000
--- a/pom.xml
+++ /dev/null
@@ -1,14 +0,0 @@
-<project xmlns="http://maven.apache.org/POM/4.0.0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://maven.apache.org/POM/4.0.0 http://maven.apache.org/xsd/maven-4.0.0.xsd">
-    <modelVersion>4.0.0</modelVersion>
-    <parent>
-        <groupId>org.springframework.boot</groupId>
-        <artifactId>spring-boot-starter-parent</artifactId>
-        <version>3.5.14</version>
-    </parent>
-    <artifactId>bais-platform</artifactId>
-    <version>1.0-SNAPSHOT</version>
-    <packaging>pom</packaging>
-    <modules>
-        <module>services/payments</module>
-    </modules>
-</project>
\ No newline at end of file
diff --git a/services/payments/pom.xml b/services/payments/pom.xml
deleted file mode 100644
index 7706cba..0000000
--- a/services/payments/pom.xml
+++ /dev/null
@@ -1,18 +0,0 @@
-<project xmlns="http://maven.apache.org/POM/4.0.0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://maven.apache.org/POM/4.0.0 http://maven.apache.org/xsd/maven-4.0.0.xsd">
-    <modelVersion>4.0.0</modelVersion>
-    <parent>
-        <groupId>com.klaro.bais</groupId>
-        <artifactId>bais-platform</artifactId>
-        <version>1.0-SNAPSHOT</version>
-        <relativePath>../../pom.xml</relativePath>
-    </parent>
-    <artifactId>payments</artifactId>
-    <version>1.0-SNAPSHOT</version>
-    <dependencies>
-        <dependency>
-            <groupId>org.apache.commons</groupId>
-            <artifactId>commons-lang3</artifactId>
-            <version>3.18.0</version>
-        </dependency>
-    </dependencies>
-</project>
\ No newline at end of file
diff --git a/services/payments/src/main/java/com/klaro/bais/payments/PaymentReferenceService.java b/services/payments/src/main/java/com/klaro/bais/payments/PaymentReferenceService.java
deleted file mode 100644
index d2a01b3..0000000
--- a/services/payments/src/main/java/com/klaro/bais/payments/PaymentReferenceService.java
+++ /dev/null
@@ -1,9 +0,0 @@
-package com.klaro.bais.payments;
-
-import org.apache.commons.lang3.StringUtils;
-
-public class PaymentReferenceService {
-    public String normalize(String reference) {
-        return StringUtils.trimToEmpty(reference);
-    }
-}
\ No newline at end of file
diff --git a/services/payments/src/test/java/com/klaro/bais/payments/PaymentReferenceServiceTest.java b/services/payments/src/test/java/com/klaro/bais/payments/PaymentReferenceServiceTest.java
deleted file mode 100644
index a326db7..0000000
--- a/services/payments/src/test/java/com/klaro/bais/payments/PaymentReferenceServiceTest.java
+++ /dev/null
@@ -1,28 +0,0 @@
-package com.klaro.bais.payments;
-
-import org.junit.jupiter.api.Test;
-import static org.junit.jupiter.api.Assertions.*;
-
-class PaymentReferenceServiceTest {
-    private final PaymentReferenceService service = new PaymentReferenceService();
-
-    @Test
-    void testNormalize_Null() {
-        assertEquals("", service.normalize(null));
-    }
-
-    @Test
-    void testNormalize_Empty() {
-        assertEquals("", service.normalize(""));
-    }
-
-    @Test
-    void testNormalize_Whitespace() {
-        assertEquals("", service.normalize("   "));
-    }
-
-    @Test
-    void testNormalize_ValidString() {
-        assertEquals("validReference", service.normalize("validReference"));
-    }
-}
\ No newline at end of file