Phase 2b: 11개 모듈 전량 실동작 (333 서비스, 전서버 부팅)

- 10개 모듈 추가/확장(au py rc st lg cl mm vl mg cm), 각 30 서비스 = 330 + tmsrv
- build.sh 자동발견으로 11 모듈서버 + dbio 라이브러리 23 + 배치 22 빌드
- schema.d 11파일 → 75 테이블, 모듈별 disjoint
- 부팅 리소스 규명: fs.mqueue.queues_max=8192(330큐>256), NDRX_MSGSIZEMAX 16000·
  MSGMAX 50(큐당 5.6MB→0.8MB), msgqueue ulimit 2GB → 전 12서버 runok
- 검증: xadmin psc 333 AVAIL, 매입체인 XA 커밋, prepared_xacts=0

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

db/schema.d/35-st.sql

@@ -0,0 +1,77 @@
+-- st 모듈 (정산/수수료) 상세 테이블. Prefix 35 (30-rc 다음).
+-- ECPG 서버/배치가 참조하는 정산 상세/수수료율/조정/지급/가맹점집계 테이블 + 시퀀스.
+
+-- ---------------------------------------------------------------------------
+-- 정산 상세 (st_settle_dtl) - 수수료 종류별 정산 라인
+-- ---------------------------------------------------------------------------
+CREATE SEQUENCE IF NOT EXISTS st_dtl_seq;
+CREATE TABLE IF NOT EXISTS st_settle_dtl (
+    dtl_id        BIGINT PRIMARY KEY,
+    settlement_id BIGINT NOT NULL DEFAULT 0,
+    purchase_id   BIGINT NOT NULL DEFAULT 0,
+    merchant_id   TEXT NOT NULL DEFAULT '',
+    fee_type      TEXT NOT NULL,                 -- MDR/VAN/RELAY/WHT/VAT/ADJ/DELAYINT/CAP/RATE
+    amount        BIGINT NOT NULL DEFAULT 0,
+    biz_date      DATE NOT NULL,
+    created_at    TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+
+-- ---------------------------------------------------------------------------
+-- 수수료 요율표 (st_fee_rate) - 구간별 요율 (basis points)
+-- ---------------------------------------------------------------------------
+CREATE TABLE IF NOT EXISTS st_fee_rate (
+    fee_type     TEXT NOT NULL,
+    band_min     BIGINT NOT NULL DEFAULT 0,      -- 이 금액 이상에 적용
+    rate_bps     BIGINT NOT NULL DEFAULT 0,
+    PRIMARY KEY (fee_type, band_min)
+);
+
+-- ---------------------------------------------------------------------------
+-- 정산 조정 (st_adjust) - 가감/상계/취소 조정
+-- ---------------------------------------------------------------------------
+CREATE SEQUENCE IF NOT EXISTS st_adj_seq;
+CREATE TABLE IF NOT EXISTS st_adjust (
+    adj_id        BIGINT PRIMARY KEY,
+    settlement_id BIGINT NOT NULL DEFAULT 0,
+    purchase_id   BIGINT NOT NULL DEFAULT 0,
+    delta         BIGINT NOT NULL DEFAULT 0,
+    reason        TEXT NOT NULL DEFAULT '',
+    biz_date      DATE NOT NULL,
+    created_at    TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+
+-- ---------------------------------------------------------------------------
+-- 지급 (st_payment) - 가맹점 지급 예정/보류/완료
+-- ---------------------------------------------------------------------------
+CREATE SEQUENCE IF NOT EXISTS st_pay_seq;
+CREATE TABLE IF NOT EXISTS st_payment (
+    pay_id       BIGINT PRIMARY KEY,
+    merchant_id  TEXT NOT NULL,
+    net_amount   BIGINT NOT NULL DEFAULT 0,
+    pay_date     DATE NOT NULL,
+    status       TEXT NOT NULL DEFAULT 'SCHEDULED', -- SCHEDULED/HELD/PAID/CANCELLED
+    biz_date     DATE NOT NULL,
+    created_at   TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+
+-- ---------------------------------------------------------------------------
+-- 가맹점 정산 집계 (st_merch_settle) - 배치/ST_BYMERCH가 upsert
+-- ---------------------------------------------------------------------------
+CREATE TABLE IF NOT EXISTS st_merch_settle (
+    merchant_id  TEXT NOT NULL,
+    biz_date     DATE NOT NULL,
+    txn_count    BIGINT NOT NULL DEFAULT 0,
+    gross_amount BIGINT NOT NULL DEFAULT 0,
+    fee_amount   BIGINT NOT NULL DEFAULT 0,
+    net_amount   BIGINT NOT NULL DEFAULT 0,
+    updated_at   TIMESTAMPTZ NOT NULL DEFAULT now(),
+    PRIMARY KEY (merchant_id, biz_date)
+);
+
+-- 수수료 구간 요율 시드 (ST_BANDRATE / ST_RATEAPPLY 가 조회)
+INSERT INTO st_fee_rate (fee_type, band_min, rate_bps) VALUES
+    ('MDR',   0,        25),
+    ('MDR',   10000000, 20),
+    ('VAN',   0,        10),
+    ('RELAY', 0,        5)
+ON CONFLICT (fee_type, band_min) DO NOTHING;